Three government exams. One commission. And thousands of students are confused about where to even begin. If you have heard of SSC but are not sure which exam fits you - CGL, CHSL, or MTS, you are in the right place.
This blog breaks down all three clearly, so you can pick the one that matches your qualification, your goal, and your timeline.
What Is SSC and Who Conducts It?
SSC stands for Staff Selection Commission. It is a government body that recruits candidates for central government jobs across India every year.
SSC conducts multiple exams, but three are the most popular:
- SSC CGL: Combined Graduate Level
- SSC CHSL: Combined Higher Secondary Level
- SSC MTS: Multi-Tasking Staff
All three lead to permanent central government jobs with salary, pension, and growth opportunities. The difference lies in the qualification required, the kind of posts offered, and the level of difficulty.
SSC CGL, CHSL, MTS: A Simple Breakdown
Here is the simplest way to understand all three at a glance:
| Exam | Full Form | Minimum Qualification | Difficulty Level |
| SSC CGL | Combined Graduate Level | Graduation | High |
| SSC CHSL | Combined Higher Secondary Level | Class 12 (10+2) | Moderate |
| SSC MTS | Multi-Tasking Staff | Class 10 (Matriculation) | Relatively easier |
Think of it as three steps on the same staircase. MTS is the entry point. CHSL is the middle step. CGL is the top, highest qualification required, most competitive, best posts.
Eligibility: Who Can Apply for Which Exam?
| Exam | Education | Age Limit |
| SSC CGL | Graduate from any recognised university | 20 to 30 years (varies by post) |
| SSC CHSL | Passed Class 12 from a recognised board | 18 to 27 years |
| SSC MTS | Passed Class 10 from a recognised board | 18 to 25 years (Havaldar: up to 27) |
Standard age relaxations apply: 3 years for OBC, 5 years for SC/ST candidates.
One important thing to note: you can appear for multiple SSC exams at the same time if you meet the eligibility for each. Many students appearing for CGL also sit for CHSL as a backup, since the syllabus overlaps significantly.
Syllabus Differences You Should Know
The subjects are similar across all three exams but the depth and difficulty vary considerably.
| Subject | SSC MTS | SSC CHSL | SSC CGL |
| Mathematics | Basic arithmetic | Intermediate level | Advanced; Data Interpretation included |
| English | Class 10 level | Class 12 level | Higher level; vocabulary and comprehension |
| Reasoning | Simple logical questions | Moderate | Higher order reasoning |
| General Awareness | Current affairs and basic GK | Same | Same, with more depth |
Selection process also differs:
- MTS: Single-tier Computer Based Test + physical test (only for Havaldar posts)
- CHSL: Tier 1 (CBT) + Tier 2 (descriptive paper and skill/typing test)
- CGL: Tier 1 (CBT) + Tier 2 (CBT + descriptive) + document verification + medical
CGL has the most stages. MTS has the fewest. The more stages there are, the more time the selection takes but also, the better the post at the end of it.
Which Posts Does Each Exam Lead To?
This is where the real difference shows up, the kind of job each exam leads to.
SSC MTS Posts:
- Multi-Tasking Staff in central government offices
- Havaldar in Central Armed Police Forces (CAPF) and departments like CBIC and CBN
- Group C, non-ministerial posts
SSC CHSL Posts:
- Lower Division Clerk (LDC)
- Junior Secretariat Assistant (JSA)
- Postal Assistant (PA) and Sorting Assistant (SA)
- Data Entry Operator (DEO)
- Group C posts across ministries and departments
SSC CGL Posts:
- Assistant Section Officer (ASO) in ministries like MEA and MHA
- Income Tax Inspector and Tax Assistant under CBDT
- Auditor and Accountant under CAG and CGDA
- Inspector in CBI, Narcotics, and Customs
- Sub-Inspector in Central Bureau of Narcotics
- Group B and Group C posts across 40+ departments
Salary range at a glance:
| Exam | Starting Pay Scale |
| SSC MTS | ₹18,000 to ₹22,000 per month (Pay Level 1-2) |
| SSC CHSL | ₹25,500 to ₹29,200 per month (Pay Level 4-5) |
| SSC CGL | ₹35,400 to ₹44,900 per month (Pay Level 6-7) |
All figures are basic pay before HRA and other allowances. In-hand salaries are higher depending on the posting location.
Which One Should You Start With?
No single exam is the "best”; it depends entirely on where you are right now.
- If you have passed Class 10 and want to enter government service now, SSC MTS is a practical and strong starting point.
- If you have passed Class 12 and want a clerical or data entry role with growth, SSC CHSL fits your profile well and has less competition than CGL.
- If you are a graduate or finishing graduation, SSC CGL opens the doors to the highest-paying and most prestigious posts SSC offers.
- If you are a graduate but want to start early while preparing for CGL, appearing for CHSL in parallel is a smart move since the syllabi overlap heavily.
There is no wrong choice here. Every exam leads to a permanent central government job. The right one is simply the one that matches your current qualification and your long-term goal.
Prepare For The Exam You Dream Of
SSC CGL, CHSL, and MTS all lead to respected, secure government careers, they just start from different points in your education. Once you know which exam fits your qualification and goal, the next step is simply to build a preparation plan and stick to it.
Students across Jalandhar, Dasuya, and Hoshiarpur preparing for SSC coaching and competitive exams have found that a structured plan with clear milestones, regular mock tests, and subject-wise focus makes a significant difference to how quickly they progress. At VCANXL, the competitive exam coaching is designed to give aspirants exactly that kind of direction, from syllabus clarity to exam-ready practice.
Frequently Asked Questions
Q1. Can I apply for SSC CGL and CHSL at the same time?
Yes. If you are a graduate and meet the age criteria for both, you can apply for CGL and CHSL simultaneously. Many students do this since the preparation for both exams overlaps significantly.
Q2. Which SSC exam is the easiest to crack?
SSC MTS has the simplest syllabus as it is based on Class 10 level. However, every SSC exam has high competition, so ease of syllabus does not always mean easy selection.
Q3. Do SSC jobs offer promotions and career growth?
Yes. All three exams lead to central government posts with defined promotion pathways, incremental salary hikes, and departmental exam opportunities for faster growth.
Q4. Is SSC coaching necessary or can I prepare on my own?
Self-study is possible, but most students benefit from structured SSC coaching, especially for Tier 2 papers which are more advanced. A good competitive exam coaching setup provides mock tests, topic-wise guidance, and performance feedback.
Q5. How long does it take to prepare for SSC CGL from scratch?
Most students need 6 to 12 months of focused preparation for SSC CGL. SSC CHSL takes 3 to 6 months on average. MTS can be covered in 2 to 3 months of consistent study.

